Savings Accounts Philippines

Compare Savings Accounts in Philippines

Savings Account Account Details Currency Intro Rate p.a.

BPI Business Savings Account


Rate is applicable to the business 'Maxi-Saver Savings with Passbook' account and the interest depends on the daily balance.  All rates below include 0.5% p.a bonus if not withdrawn in that month. 

less than 250,000        N.A

PHP 250,000 to 500,000   0.250%

PHP 500,000 to 1,000,000  0.375%

PHP 1,000,000 and up 0.50%


PHP 1.00% Jun, 2018

PSBank Savings Account

Rate indicated is based on the 'PSBank Savings Deposit Rates' product.

PHP 0.50% Feb, 2018

BPI Business Checking Account


The rate applies to the business/corporate 'Maxi-One with Statement' product which includes monthly statements and an ATM card. The minimum initial deposit to open this account is Php 50,000 and requires a monthly Php 50,000 to maintain but requires a minimum PHP 25,000 daily to earn interest.

Below Php 1,000,000                   0.250%

Greater than Php 1,000,000         0.350%


PHP 0.35% Jun, 2018

Metrobank Savings Account


The rate applies to the 'Passbook Savings Account' product by Metrobank which is an interest bearing deposit account that requires an initial deposit of P 10,000. It has a passbook and requires a maintenance balance of P10,000 as well as P10,000 balance to earn interest.  You may pay a service fee of P 300.00 if account is below ADB for 2 consecutive months.



PHP 0.250% Jun, 2018

BPI Checking Account

The 'Ka-Negosyo CA with Statement and ATM' account is an interest bearing product with the rate denominated in Peso. It is also available in Passbook. It requires a minimum balance of Php 50,000 to earn interest and to open this account requires a minimum deposit of Php 10,000 and Php 10,000 to maintain this account.

PHP 0.25% Jun, 2018

BDO Checking Account


The interest rate for this interest bearing checking account applies to the 'Smart Checking-Personal' product and may include a checkbook and ATM card. It also requires a minimum of Php 15,000 to accrue interest for this product.


PHP 0.25% Feb, 2018

Banco De Oro Savings Account

The interest rate applies to the 'Peso Passbook Savings Account' product and requires a minimum deposit of PHP 5,000 Peso and PHP 5,000 to earn interest.(This is subject to withholding tax)

PHP 0.25% Feb, 2018

PSBank USD Foreign Currency Savings Account

Rate indicated is based on the 'PSBank Savings Deposit Rates' product.

USD 0.25% Feb, 2018

RCBC Savings Account


The interest rate for this interest earning deposit product is for the 'regular savings account'. For the Passbook account it may require an initial deposit of P 10,000 to open. It may also receive PDIC deposit insurance coverage.


PHP 0.15% Feb, 2018

Landbank Savings Account

Rate indicated is based on the 'Savings Deposit' product for a deposit amount of 1,000.00 PhP

PHP 0.10% Feb, 2018

Metrobank Checking Account


The 'AccountOne' product allows you to issue checks and comes with a passbook. It also provides an ATM card which you can access terminals within its local ATM branch network and through its partners abroad. For this account it requires an initial deposit and maintaining balance of P25,000. The minimum requirement to earn interest on this account product is P50,000 


PHP 0.00% Jun, 2018

PSBank EUR Foreign Currency Savings Account

Rate indicated is based on the 'PSBank Savings Deposit Rates' product.

EUR 0.00% Feb, 2018

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Please note that we aim to keep the above List updated with current rates. Please contact the bank for the precise terms and interest rates of the deposit products before opening an account.